Summer Is the Best Time to Review Your Risk Exposure — Here’s Why
Summer Is the Best Time to Review Your Risk Exposure — Here’s Why August. The pace slows down. Decisions get postponed. Everyone’s on holiday. And that’s exactly why it’s the best time for something that almost never happens: stepping back and looking at your business from a distance. Why September Is Always Too Late Every
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TECHNE™ Risk Advisory vs Your Insurer: What’s the Difference and Why It Matters
TECHNE™ Risk Advisory vs Your Insurer: What’s the Difference and Why It Matters When a business wants to manage its risks, it typically turns to its insurer. That makes sense — they know the products, they know the market, they know the pricing. But there’s a fundamental problem with this approach: it starts from the
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What Does “Properly Covered” Really Mean — and Why Most Businesses Aren’t
What Does “Properly Covered” Really Mean — and Why Most Businesses Aren’t There’s a phrase we hear constantly: “We have insurance, we’re fine”. And it’s the most dangerous phrase in risk management. Because “having insurance” and “being covered” are not the same thing. And the difference between them costs — usually a great deal —
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Risk Quantification: Transforming Uncertainty into Financial Strategy
Risk Quantification:Transforming Uncertainty into Financial Strategy Executive Summary: Subjective risk assessment (“I feel we are safe”) is no longer sufficient for Board-level decision-making. Risk Quantification allows management to know the exact financial footprint of a potential business interruption. Moving from qualitative to quantitative risk is the difference between an “insurance expense” and an “investment in
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Risk Management as Culture: Timeless Lessons for the Modern Enterprise
Risk Management as Culture: Timeless Lessons for the Modern Enterprise At TECHNE Risks Advisory, we believe that Risk Management is not just a technical exercise; it is a mindset, a culture, and a strategic way of life. Reflecting on the first Enterprise Governance and Risk Conference held in Greece back in 2014, it is striking
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Insurable Business Risks: What Changed in the Market Last Year
Insurable Business Risks: What Changed in the Market Last Year The past year marked a critical turning point for the insurable risk market. Not because entirely new risks emerged—but because the way risks impact business viability fundamentally changed. Companies are no longer exposed to isolated incidents. They are facing interconnected risk chains that materialize simultaneously and produce immediate
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Darwin, Risk Managers & the Global Financial Crisis
Darwin, Risk Managers & the Global Financial Crisis In 2008, after many years in the making, the financial crisis we now all know so well finally erupted in the United States. But how—and why—did it spread to other countries and ultimately become a global crisis? The growing economic interdependence between the U.S. and the rest
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